No matter what your income level...
If the amount you have out going is more...
YOUR BROKE!!!
Dave Ramsey is a great teacher of what to do with your money and how to keep more of it than you are now. His radio show, podcast and iHeart Radio channel is devoted to helping everyone understand the pit falls of debit. If you owe ANYONE, other than for your house, you might as well be sending your money through a shredder because your throwing away money you don't have too. Check out Uncle Dave... He's the man!!!
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